Wealth Calculator
Estimate your future net worth by combining your current savings and future monthly contributions. Visualize wealth creation over the long term.
Investment Planning Guide
Successful investing involves balancing risk and returns. By combining Lumpsum (one-time) and SIP (recurring) investments, you can build a substantial corpus for your goals.
Calculation Examples
| Initial | Monthly | Rate | Years | Maturity |
|---|---|---|---|---|
| ₹10L | ₹25k | 12% | 20 | ₹3.45 Cr |
| ₹5L | ₹50k | 10% | 15 | ₹2.25 Cr |
Investment Strategies
- Diversification: Don't put all eggs in one basket. Mix Equity, Debt, Gold.
- Compounding: The longer you stay invested, the more your money grows.
- Inflation Beat: Ensure your post-tax returns are higher than inflation (typically ~6%).
Frequently Asked Questions
How much do I need to be wealthy?
Wealth is subjective. For financial independence, a common rule is to have 25 times your annual expenses (Rule of 25). Use this calculator to see when you hit that number.
Effect of increasing SIP?
Increasing your monthly contribution by just 10% each year (Step-up SIP) can double your final corpus compared to a fixed SIP. Consistency is key to wealth creation.