Student Loan Repayment Calculator
Estimate your student loan repayment amount and timeline. Compare repayment strategies.
Student Loan Repayment
Repayment plans: Standard, Graduated, Extended, Income-Driven
Repayment Options
- Standard: 10 years, fixed payments
- Income-Driven: Payments based on income
- Refinancing: Lower rate, private lender
Frequently Asked Questions
What repayment plan is best?
Standard saves most interest. Income-driven helps if income is low relative to debt.
Can I change repayment plans?
Yes, federal loans allow switching plans. Private loans have less flexibility.