Student Loan Payoff Calculator

See how fast you can pay off student loans with extra payments. Calculate interest savings.

Student Loan Repayment

Extra $100/month can save years and thousands in interest

Repayment Options

  • Standard: 10 years, fixed payments
  • Income-Driven: Payments based on income
  • Refinancing: Lower rate, private lender

Frequently Asked Questions

How to pay off student loans faster?
Make extra payments toward principal. Every extra dollar reduces future interest.

Is refinancing worth it?
Private refinancing can lower rates but loses federal benefits like forgiveness.

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