Social Security Retirement Calculator
Plan your Social Security retirement strategy. See early vs delayed claiming impact.
Social Security Planning
Delayed credits: 8% more per year past FRA, up to age 70
Claiming Options
- Age 62: Early, 30% reduction
- Age 67: Full Retirement Age
- Age 70: Maximum benefits
Frequently Asked Questions
What if I wait until 70?
Benefits increase 8% per year past 67, up to 24-32% more total.
Can I work while collecting?
Yes, but before FRA, benefits may be reduced if earnings exceed limits.