Should I Rent or Buy Calculator

Find out if you should rent or buy based on your finances and market conditions.

Rent vs Buy Decision

Key factors: Income, savings, job stability, local market, how long you plan to stay

Considerations

  • Buying: Equity, appreciation, stability
  • Renting: Flexibility, liquidity, no maintenance
  • Break-even: Usually 5-7 years

Frequently Asked Questions

When is renting better?
When you need flexibility, have limited savings, or prices are very high relative to rent.

When is buying better?
When you plan to stay 5+ years, have 20% down, and EMI is close to rent.

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