Rent vs Buy Comparison Calculator

Compare total costs of renting versus buying over time. Make an informed housing decision.

Rent vs Buy Decision

Compare: Total rent paid vs mortgage payments, maintenance, taxes, appreciation

Considerations

  • Buying: Equity, appreciation, stability
  • Renting: Flexibility, liquidity, no maintenance
  • Break-even: Usually 5-7 years

Frequently Asked Questions

What costs should I consider when buying?
Down payment, EMI, property tax, maintenance, insurance, closing costs.

What about home appreciation?
Real estate appreciates 3-7% annually on average, building equity over time.

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