Personal Loan Consolidation Calculator
Use a personal loan to consolidate credit cards. Calculate monthly savings.
Current Debts
New Loan
Debt Consolidation Benefits
Personal loans: Fixed rate, fixed term, predictable payoff
When to Consolidate
- Lower rate than current debts
- Fixed term for guaranteed payoff
- One payment simplifies finances
Frequently Asked Questions
Should I get a personal loan for debt?
If you qualify for a rate lower than your cards and commit to not using cards again.
What loan term should I choose?
Shorter terms (3 years) save interest but have higher payments.