Loan Amortization Calculator

Calculate loan amortization for any type of loan - home, auto, personal. See total interest paid.

Understanding Amortization

Works for: Home loans, car loans, personal loans, education loans

Schedule Components

  • EMI: Fixed monthly payment
  • Principal: Reduces loan balance
  • Interest: Cost of borrowing
  • Balance: Remaining loan amount

Frequently Asked Questions

Does this work for all loans?
Yes, any fixed-rate loan with regular payments follows amortization principles.

How do extra payments help?
Extra principal payments reduce balance faster, saving interest and shortening loan term.