FD Calculator

Estimate returns on Fixed Deposits (Quarterly Compounding).

Fixed Deposit (FD) provides a higher interest rate than a regular savings account. In India, FD interest is typically compounded quarterly.

FD Interest Formula

A = P × (1 + r/400)⁴ⁿ

Where A = Maturity Amount, P = Principal, r = Annual rate, n = Years.

FD offers safety of capital and guaranteed returns. However, returns are taxable as per your income slab. For tax-free returns, check PPF Calculator.