Early Mortgage Payoff Calculator

See how quickly you can pay off your mortgage early. Calculate interest savings from extra payments.

Extra Payment Strategies

Even small extra payments add up: ₹2000/month can save lakhs

Payoff Methods

  • Bi-weekly: 26 half-payments = 13 full payments/year
  • Round Up: Round EMI to next thousand
  • Windfalls: Apply bonuses to principal

Frequently Asked Questions

How much faster can I pay off?
Depends on extra payment amount. Use calculator above to see your specific savings.

Is there a prepayment penalty?
Most home loans in India have no prepayment penalty. Check your loan terms.