Debt Payoff Consolidation Calculator

Calculate the best way to pay off multiple debts. Compare consolidation vs current plan.

Current Debts
New Loan

Debt Consolidation Benefits

Compare: Total interest current plan vs consolidated loan

When to Consolidate

  • Lower rate than current debts
  • Fixed term for guaranteed payoff
  • One payment simplifies finances

Frequently Asked Questions

How much can I save consolidating?
Enter your debts above to see exact savings. Typically hundreds to thousands.

Are there fees for consolidation loans?
Some lenders charge origination fees (1-6%). Factor this into total cost.