Credit Card Debt Calculator
See the true cost of credit card debt. Calculate total interest and payoff timeline.
Credit Card Payoff Strategies
Credit card interest compounds daily, making debt expensive
Methods
- Avalanche: Highest rate card first
- Snowball: Lowest balance first
- Consolidation: One lower-rate loan
Frequently Asked Questions
How much interest am I paying?
Enter your balance and APR above to see exact interest cost.
Why is minimum payment so slow?
Minimums (1-3% of balance) mostly cover interest, barely touching principal.